MEXEM provides only brokered U.S. Certificates of Deposits (CDs) which are listed for trading on a secondary market. Unlike CDs purchased directly from a bank, brokered CDs cannot be redeemed prior to maturity but can be sold prior to maturity, assuming a secondary market exists.
CDs are considered a subset of fixed income products and require United States / Bonds trading permissions to trade. Clients who have permissions to trade U.S. bonds are provided with a legal disclosure that outlines the risks of trading CDs. The disclosure is provided in advance of the first order and might be sent periodically afterwards.
For information on searching available CDs, see: Where can I find a list of U.S. CDs available to trade?